Playloomia

Issue 01 Thursday, 9 July 2026 6 min read

What RTP actually tells you.

Every game shows the number and almost nobody reads it properly. Here's what RTP means in money, why the same title can ship at more than one level, and where to find the figure for the exact version in front of you — it takes about fifteen seconds and it's the most useful thing on this page.

The number, in money

RTP — return to player — is the share of everything staked that a game is built to pay back over the long run. The useful way to hold it is the other way round: as the cost of a thousand dollars of play.

What the house edge costs per $1,000 staked
RTP Cost per $1,000 you stake
96.5% $35 Common for a modern slot.
96.0% $40 Also common. The half-point is $5 per $1,000.
94.5% $55 Noticeably more expensive play.

Note "staked", not "spent". A thousand dollars of stake is not a thousand dollars out of pocket — it's the total of every bet you make, and the same twenty dollars can be staked many times over as wins recycle. At $0.50 a spin, a thousand dollars of stake is two thousand spins, which is a few relaxed evenings.

The same title can ship at more than one level

Worth knowing, because most people assume a game has one RTP everywhere. It often doesn't. Big studios certify a title at several return levels and license whichever the site takes. Play'n GO's head of sales, Magnus Olsson, has described the process publicly: each game is certified at around 96, 94, 91, 87 and 84 percent across sixteen jurisdictions. Olsson also notes that regulatory floors mean most live deployments sit at 94% or 96%.

Which means the honest answer to "what's the RTP of Book of Dead" is: depends where you opened it. And that's answerable in seconds, because every build shows its own number.

How to read the figure for your version, in fifteen seconds

It's disclosed in every game. It's just in the least glamorous place:

  • Open the game and don't spin. Find the menu — usually three lines or a gear, bottom corner.
  • Open Info, Rules or Paytable.
  • Scroll to the very bottom. The RTP is in the last paragraph, in the smallest type on the screen.
  • That figure is for the build you're about to play, on this site. It beats any number you'll read anywhere else, including ours.

One wrinkle worth knowing: demo and logged-out play generally run the studio's default build, so if you want the number for real-money play, read it in real-money mode.

Do this once and the habit sticks. It's the single check that tells you what a session actually costs, and it works on every slot you'll ever open.

What RTP won't tell you

It's a long-run average, and your evening is not the long run. A 96.5% game does not hand back 96.5% of tonight's stake — it hands back a number shaped by volatility, which can be far above or far below. That's not the number failing; that's the part that makes it worth playing at all. Issue 02 is about exactly that gap and what to do with it.

Reading a wagering requirement

The same fifteen-second instinct works on bonus terms. When an offer says 150% up to $3,000, 40× wagering, the number you want is how much play it asks for — and that depends on one word most headlines leave out: forty times what.

A $100 deposit on 150%, at 40×

You deposit
$100.00
Bonus credited (150%)
$150.00
Balance to play with
$250.00
If 40× applies to the bonus
$6,000 of stake
If 40× applies to deposit + bonus
$10,000 of stake

Same headline, two very different asks. Find that line first — it decides whether the offer suits how much you actually play.

Two more lines worth the same ten seconds: which games count toward it (slots usually 100%, table games far less, some excluded) and how long you have. An offer that fits your normal play is a good offer; one that asks for ten times your normal month isn't, however big the headline.

This week's pick

Gates of Olympus, at 96.50% — and the reason to start there is that its tumble mechanic makes the maths visible: wins clear off the screen and let new symbols drop in, so a single paid spin can turn into a chain. You can watch the game paying you back instead of taking it on trust.

The Olympus bonus wheel on our demo shelf uses the same art if you want a look at the world first, and the cash-out machine shows a house edge working in real time on fake credits.

Corrections and arguments: hello@playloomia.com. We print them.

Sources. Default RTP figures for Gates of Olympus and Sweet Bonanza are from Pragmatic Play's own game pages. The multi-level certification process is described by Play'n GO's Magnus Olsson in an interview with Bigwinboard. Studios publish only the default configuration, so the figure in the game's own info screen is the primary source for the build you're playing.

Configurations vary by operator and by country and can change without notice. Always trust the number in the game's own info screen over ours.

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